Classic and Luxury Cars

A classic or luxury car isn't merely a mode of transportation; it's a symbol of style, craftsmanship, and automotive heritage. Vintage and luxury cars from prestigious brands like Ferrari, Rolls Royce, and Bentley are not only prized possessions but also valuable assets. These vehicles often appreciate in value over time, making them excellent collateral for short-term loans. Whether it's a rare classic car from the golden age of automobiles or a high-performance luxury vehicle, pledging your car allows you to retain ownership while tapping into its investment potential.

What types of classic and luxury cars do you consider for a loan?

We consider a wide range of classic and luxury cars, including but not limited to vintage classics, sports cars, high-end luxury vehicles, and limited-production models from renowned brands like Ferrari, Aston Martin, Bentley, and Lamborghini.

How do I get a loan against my classic or luxury car?

Simply fill out the form below, and we'll reach out to you to gather more details about your vehicle and arrange assessment. Our team of experts will conduct a comprehensive appraisal and extend a loan offer based on the assessed value of your car. Alternatively, you can contact us at 020 7665 8307 or email contact@eldens.co.uk.

How much can I borrow against my classic or luxury car?

The loan amount depends on the appraised value of your vehicle and the Loan-to-Value (LTV) ratio, typically ranging from 40% to 70%. For example, if your classic or luxury car is valued at £500,000, you could expect a loan amount between £200,000 and £350,000. We typically handle vehicles valued at £200,000 and above.

Appraising your classic or luxury car

Our appraisal process takes into account various factors to determine the vehicle's value:

Brand, model, and rarity
The brand, model, and rarity of the car significantly impact its value. Classic cars from iconic manufacturers or limited-production luxury vehicles often command higher prices in the market.

Condition and maintenance history
We thoroughly assess the condition of the car, including its exterior, interior, engine, and overall mechanical condition. A well-maintained vehicle with complete service records and a documented maintenance history is likely to fetch a higher valuation.

Provenance and authenticity
Any documentation, including vehicle history reports, ownership records, and authentication certificates, helps verify the car's provenance and authenticity, which are crucial for accurate appraisal.

Collection and storage of your classic or luxury car

Your vehicle will be handled with the utmost care by our experienced team. From collection to storage and eventual return after loan repayment, it remains fully protected and insured for its market value. A detailed condition report is generated upon appraisal, and the car is securely stored in our climate-controlled facility.

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