Fine Art
Art has a proven durability; transcending financial crises or recessions to consistently outperform other asset classes. However, it is often difficult to realise the value of an artwork or collection without selling, which can be both time-consuming and costly. Eldens offers an alternative option, allowing you instant access to funds, maximising on the value of an artwork or collection while retaining ownership. It’s a transparent, discreet and secure way of freeing-up capital for an investment.
What types of art do you consider for a loan?
We consider fine art from all periods, both unique works and editions. We offer loans against artworks of different media, from paintings and prints to sculpture and photography.
How do I get a loan against my art?
Simply fill out the form below, and we’ll be in touch to find out more about your artwork and arrange collection. We’ll appraise the work and make you a loan offer based on our professional valuation. Alternatively, you can call us on 020 7665 8307 or email contact@eldens.co.uk.
How much can I borrow against my art?
The amount you can borrow depends on the value of your artwork and the LTV (Loan to Value) percentage. Our LTV on fine art is typically 50-70%. So, if your item is worth £50,000 you could expect to borrow anything from £25,000 – £35,000. Typically, we handle fine art valued at anything from £20,000.
Appraising your art
To appraise your artwork and produce an accurate valuation, our experts will consider multiple factors:
The artist and the work First and foremost, we consider the artist, and then assess the work in detail: the size, medium and period can all contribute to its valuation.
Condition Any fading, damage or restoration work can affect the value of an artwork.
Provenance We look at the history of the work through auction records, gallery and private sale information.
Real-time market data Our expert team collate data from multiple sources to assess the market value for the artist and the work.
In addition, all artworks are verified against the Art Loss Register.